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Saving it so that I can read it once in a while to feel better about myself.


By Anurag Joshi
MUMBAI, Aug 21 (Reuters) - India's Axis Bank <> is in
talks with foreign banks to sell structured bonds worth $50-100
million, with the coupon spread likely to be linked to three- or
six-month Libor (London Interbank Offered Rate), a bank official
said on Thursday.
The proceeds from the bonds, which would have a maturity
between one and three years, will be used to fund the bank's
foreign operations, the official, speaking on condition of
anonymity, told Reuters.
"We are considering proposals from overseas banks to sell
this product. The coupon spread offered to investors would be
increased by 10 to 20 basis points each quarter," the official
said.
"Liquidity in the global markets is tough and that's why
there is a significant mark-up towards the risk premium."
The transaction could be done with two or three overseas
banks, the official said, adding the bonds would have a put
option that would allow early redemption by investors.

A banker with a foreign bank confirmed Axis Bank was looking
to raise funds through a structured bond product.
"We have spoken with them for such a product," the banker
said, adding talks had been for a deal worth up to $25 million.
Asian bond spreads have widened considerably as a result of
the global credit squeeze, with investors demanding a higher
premium to buy new bonds.
The spread on actively traded five year bonds issued by ICICI
Bank's <>, India's second-largest bank, has widened to
around 440 points over 5-year U.S. Treasury bonds <>
from 350 basis points in early December.

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